The step-by-step of personal injury claims
The goal of an insurance company in the case of an accident injury is to not accept liability. At Herrman & Herrman in Corpus Christi and McAllen, personal injury attorneys are just as aggressive in proving that their clients are the victims. They will fight to obtain the best settlement possible, including for future damages, mental anguish and pain and suffering. Here is how the process works.
• A claim is filed with both party’s insurance companies.
• The insurance company of the at-fault driver sends an adjuster to inspect the damage to the vehicle.
• The injured party will then gather all medical documentation and bills of treatment from injuries resulting from the accident as well as records of lost wages due to missing work.
• Once all medical documentation and lost wages are gathered, the insurance company sends a copy to determine the amount required to pay off the claim.
• The insurance company offers an amount to cover damages to the vehicle and the injured party.
• The injured party comes to an agreement with the liable insurance company on the total amount of damages to accept.
• Insurance company sends a “Release” for the injured party to sign. Once signed, the insurance company is released from liability for any other damages that may arise from the accident.
• Once the injured party has signed the release, the at-fault driver’s insurance company will mail a check to the injured party. They money should be used to pay for the incurred medical treatment.
“The insurance company will try to pay you only for property damage, lost wages and medical bills,” said Gregory H. Herrman, managing partner at Herrman & Herrman Law Firm. “You are entitled to much more.”
Herrman & Herrman, PLLC in Corpus Christi is located at 1201 Third St., (361) 882-4357. The McAllen office is located at 801 E. Fern Ave., No. 155, (956) 630-9797.
For more information or to have a live chat with someone at the firm about your immediate needs, you can also visit herrmanandherrman.com.
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